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2025-12-14 15:50:06
[Notice from the General Offices of the Ministry of Commerce, the People's Bank of China, and the State Financial Regulatory Commission on Strengthening Business and Financial Coordination to Boost Consumption] It mentions: Expanding service consumption. Improving the "1+N" policy measures system and increasing policy support for service consumption. Combining the development trends and characteristics of key service consumption sectors such as housekeeping, accommodation and catering, culture and sports entertainment, education, tourism, and elderly care and childcare, innovating financial products and services, and embedding them more deeply into consumption scenarios and the consumption ecosystem. Making full use of service consumption and elderly care re-lending, incentivizing and guiding financial institutions to strengthen their services under the premise of independent decision-making, and actively issuing loans to operators in the service consumption and elderly care sectors; establishing and improving a mechanism for promoting key enterprises, projects, and activities, and proactively recommending them to financial institutions. Expanding intangible asset pledge financing services such as intellectual property rights and scientific and technological achievements, enriching financial products suitable for micro and small enterprises, developing insurance products such as commercial annuities, commercial health insurance, and accident insurance, improving the adaptability of finance to service consumption, and promoting the optimization of service supply.
