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2025-10-30 11:37:49
[Globally, 42% of People Aged 50 and Over Face Retirement Savings Shortfall of at Least Ten Years] 1. A recent survey released by Fidelity International and the UK's National Centre for Ageing Innovation shows that 42% of people aged 50 and over globally face a retirement savings shortfall of at least ten years. 2. The survey indicates that the Asia-Pacific region demonstrates higher levels of initiative and participation in retirement preparation. Respondents in Taiwan (85%), Singapore (81%), and Hong Kong (79%) lead the world in retirement planning participation rates. The financial risks commonly worried about by respondents in this region are concentrated in four areas: rising healthcare costs, unexpected major expenditures, inflation, and insufficient savings. At the same time, their willingness to try new investment opportunities is also higher than in other parts of the world. 3. In terms of global asset allocation, cash savings (64%) remain the top choice for people aged 50 and over, with stocks and bonds accounting for 33% and 20% respectively. Notably, the Asia-Pacific region holds a high proportion of cash (76%), indicating a relatively conservative investment preference.
